For teens
Make the expensive mistakes here first.
Every tool below is a safe place to try a real money decision, see what happens, and run it again. Virtual money only.
Teen suite
Nine simulations. Zero real money.
My Money Life
Split a real paycheck across taxes, checking, savings, phone, car, emergency fund, and investing — then handle what life throws at you.
Try it →First Paycheck
Why your $600 turned into $487, line by line. Gross vs. net, withholdings, W-4 and W-2 explained.
Try it →Investment Simulator
$1,000 of virtual money across sample stocks and ETFs. Long-term thinking, not day trading.
Try it →Diversification Challenge
Beat concentration risk. Compare your mix to a diversified benchmark with a live concentration meter.
Try it →Future Me
What saving $25 a week actually becomes by 18, 21, 25, and 30.
Try it →Money Skills Score
Rate your own confidence across seven pillars and see where you feel shakiest.
Try it →Scam & Fraud Academy
Spot the Scam: phishing texts, fake job offers, and social engineering — before they cost you.
Try it →Subscription Detective
Keep it or cut it? Find out what your subscriptions really cost per year.
Try it →Big Decision Lab
College, trade, work, or your own thing — compare cost, debt, and earnings for each path.
Try it →Educational simulation only. Figures are hypothetical and illustrative, market data is mock data, and nothing here is financial advice.
Why bother
The first money decision you make for real should not be your first one ever.
Most people learn money by getting it wrong with rent money. You get to get it wrong here instead.
- Know exactly what will land in your account before your first shift ends.
- Understand why one hot stock is a worse plan than a boring mix.
- Recognize the scam text before you tap the link.
- See what $25 a week turns into by the time you're 30.