Features
Everything a family needs to practice money before it's real.
Interactive simulations for teens, planning calculators for parents, and a shared language for both.
Teen suite
Nine ways to practice a real decision.
My Money Life Simulator
Allocate a paycheck across taxes, checking, savings, phone, car, emergency fund, and investing — then survive 'Life Happens' events.
Open →Investment Simulator
$1,000 of virtual money across clearly labeled sample stocks and ETFs, with concentration and risk feedback.
Open →Diversification Challenge
Build a portfolio against a diversified benchmark, with a concentration meter and sector breakdown.
Open →Future Me
Projections at 18, 21, 25, and 30 based on habits like saving $25 a week and avoiding high-interest debt.
Open →Money Skills Score
A seven-pillar self-reported confidence check across earning, budgeting, saving, credit, investing, protection, and planning.
Open →First Paycheck
Gross vs. net, withholdings line by line, and what a W-4 actually changes on a W-2.
Open →Scam & Fraud Academy
Spot the Scam scenarios covering phishing, fake job offers, and social engineering.
Open →Subscription Detective
Keep it or cut it? See the monthly and annual cost of every recurring charge.
Open →Big Decision Lab
Compare college, trade school, work, and entrepreneurship on cost, time, debt, and earnings.
Open →Parent suite
Turn intentions into a funded plan.
Future Planner
Model your child's age, monthly contribution, and target goal — trade school, college, launch fund, or a Future Opportunity Fund.
Open →Start Now vs. Start Later
Compare starting at birth, 5, 10, 13, or 15 and see contributions versus growth on one chart.
Open →What Can We Afford?
Work backwards from $25, $50, $100, $200, $300, $500 or a custom amount.
Open →Contribution Step-Up Plan
Raise contributions a little each year and map the funding milestones.
Open →Account Education
529s, high-yield savings and CDs, brokerage, and custodial accounts compared in plain English.
Open →Family Money Conversations
Prompt cards that turn a calculator result into a real conversation at the dinner table.
Open →Ready to practice real money decisions?
Join the families building financial confidence before the first paycheck lands.