For schools — Early Access
Personal finance your students actually participate in.
Swap the worksheet for a simulation. Students make decisions, see consequences, and reflect on where their money confidence is strongest and weakest.
Educator value
Built for a real class period.
Drop-in activities
A 20-minute paycheck activity with an objective, materials, a suggested sequence, a discussion prompt, and a reflection question.
View a sample lesson →Whole-class or solo
Run the same simulations on a shared screen with the whole class, or let students work through one individually.
Choose an activity →Explore money skills
What each of the seven confidence pillars covers, and how students self-report where they feel shaky.
See how the score works →Sample lesson
20 minutes: One Paycheck, Six Decisions
A complete class-period outline using the My Money Life simulator.
Objective
Students allocate a two-week net paycheck across six categories, then explain how their choices changed the outcome when an unexpected expense arrives.
Materials
A projector or one device per student, and the My Money Life simulator. No accounts or logins required.
Sequence
- 0–3 min: Ask what students think a $720 paycheck actually deposits.
- 3–6 min: Reveal the withholding lines and the net amount.
- 6–13 min: Students allocate every dollar across the six categories.
- 13–17 min: Roll a Life Happens event and see whose buffer holds.
- 17–20 min: Discussion and exit ticket.
Discussion prompt
"Whose plan absorbed the surprise without borrowing? What did they give up to make that possible?"
Exit ticket
In two sentences: what would you change about your allocation, and what trade-off does that create?
Facilitation
Teacher-led or individual — same simulations.
Pick the mode that matches your devices and your period length.
Teacher-led (one screen)
Project the simulator and take allocation decisions by class vote. Pause at each category to argue the trade-off before you commit it. Best for introducing a concept in under 20 minutes.
Open My Money LifeIndividual (one device each)
Assign the Diversification Challenge, then compare results as a group. Different allocations produce visibly different concentration — which makes the discussion do the teaching.
Open the Diversification ChallengeConfidence reflection
The seven pillars, explained.
Students rate their own confidence in each pillar. It is a self-reported reflection tool, not an assessment or a measure of learning.
Conceptual sample — not a live product
A teacher view we're designing, shown with made-up data.
This preview is a conceptual mockup. Rosters, assignments, and exports do not exist yet and would arrive with a school pilot.
Conceptual sample · illustrative data
Numbers above are invented for illustration and reflect self-reported confidence, not measured learning.
Educational simulation only. Figures are hypothetical and illustrative, market data is mock data, and nothing here is financial advice.
Pilot program — Early Access
Bring MyFutureCents to your school.
Tell us about your classroom or site and we'll follow up with pilot details, pricing, and a walkthrough. School pricing is not published yet.