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7 Money Decisions Every Teen Should Practice Before 18

Seven decisions, seven conversations, seven simulations. Work through one a week and your teen leaves high school with reps instead of theory.

Inside the guide

The seven decisions.

  • Decision 1: Reading a first paycheck and knowing where every withheld dollar went.
  • Decision 2: Splitting income before spending it, not after.
  • Decision 3: Funding an emergency buffer before a want.
  • Decision 4: Saying no to a subscription that quietly costs $214 a year.
  • Decision 5: Spotting the scam text, fake job offer, or too-good-to-be-true DM.
  • Decision 6: Choosing a boring diversified mix over one exciting stock.
  • Decision 7: Comparing a post-high-school path on real cost, debt, and time.

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