Terms of Service

By using MyFutureCents you agree to these terms. If you are under 18, use the platform with the involvement of a parent, guardian, or school.

MyFutureCents is an educational simulation platform. It is not a bank, broker-dealer, investment adviser, tax adviser, or lender, and it does not provide financial, investment, tax, or legal advice. All balances, markets, returns, and projections are hypothetical and illustrative. See our Educational Disclaimer for details.

Do not misuse the platform: no attempts to breach security, scrape at scale, resell access, impersonate others, upload unlawful content, or interfere with other users' experience.

Features described on this site are in Early Access and may change, pause, or be removed as we develop V1. Where pricing is shown it is indicative until general release. Founding Families rates are honored as described at the time of enrollment.

The MyFutureCents name, logo, content, curriculum, and simulations are owned by Yoshida Social Lab LLC. You may use materials for personal, family, or licensed classroom use, but not for redistribution or resale.

The platform is provided "as is" without warranties of any kind. We do not guarantee that outcomes modeled in a simulation will resemble real-world results.

To the maximum extent permitted by law, Yoshida Social Lab LLC is not liable for indirect, incidental, or consequential damages, or for any financial decision made in reliance on educational content or simulated results.

Questions about these terms: chris@yoshidasociallab.com · 831-435-4540.