Investment Simulator
You have $1,000 of virtual money.
Allocate it across clearly labeled sample holdings, then run a mock five years. This is about understanding risk — not picking winners, and definitely not day trading.
Invested
$1,000
Uninvested
$0
Blended expected return
7.3%
Risk level
Moderate
Build your portfolio
Sample holdings only — mock data, clearly labeled.
Sample Tech Co.
SMPL-A · Technology · mock volatility 34%
Sample Retail Group
SMPL-B · Consumer · mock volatility 24%
Sample Energy Corp.
SMPL-C · Energy · mock volatility 30%
Sample Total Market ETF
MKT-IDX · Diversified · mock volatility 15%
Sample Global ETF
GLB-IDX · Diversified · mock volatility 16%
Sample Bond ETF
BND-IDX · Fixed income · mock volatility 6%
Cash (high-yield savings)
CASH · Cash · mock volatility 0%
Concentration check
Largest single holding: 40% of your portfolio.
Reasonably spread out. No single holding can wreck the whole portfolio.
Run a mock five years
Nothing invested yet? Allocate first, then run it a few times and watch how different the outcomes are.
Assumptions
The simplified baselines behind this educational result.
- All names, prices, returns, and volatility figures are invented.
- Each year combines the weighted expected return with a bounded random swing.
- The model ignores fees, taxes, inflation, and correlations between assets.
- Five years is a short window and does not predict a real investment outcome.
Why this result
- A 40% largest holding makes that one result unusually important.
- The blended expected return is 7.3%, but the moderate volatility assumption can overwhelm it in any one year.
- Diversified funds spread one decision across many holdings; cash and bonds typically reduce swings but also lower expected growth.
All tickers, prices, and returns are invented sample data for teaching. Nothing here is a real security, a recommendation, or a prediction.