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Subscription Detective

Keep it or cut it?

Eight typical recurring charges. Flip off the ones you wouldn't miss and watch what the leftovers are worth.

Keeping (monthly)

$80.42

Keeping (yearly)

$965

Cutting (yearly)

$0

If invested to 30

$0

Your recurring charges

  • Music streaming

    $11.99/mo · $144/yr · Used daily

    Keep
  • Video streaming #1

    $15.49/mo · $186/yr · Used weekly

    Keep
  • Video streaming #2

    $9.99/mo · $120/yr · Watched one show, six months ago

    Keep
  • Mobile game battle pass

    $9.99/mo · $120/yr · Auto-renews quietly

    Keep
  • Cloud storage upgrade

    $2.99/mo · $36/yr · Phone photos

    Keep
  • Fitness app

    $14.99/mo · $180/yr · Free trial converted

    Keep
  • Delivery membership

    $9.99/mo · $120/yr · Two orders last month

    Keep
  • Photo editing app

    $4.99/mo · $60/yr · Used once

    Keep

The annual view

A $9.99 subscription is a rounding error monthly and $120 annually. Four of them is most of a car insurance payment.

You're currently cutting 0 of 8, freeing $0 a year.

The two-question test

  1. Did I use it in the last 30 days?
  2. If it vanished tonight, would I pay to get it back tomorrow?

Two noes means cut it. You can always resubscribe — that's the whole point of monthly.

Sample subscriptions and prices for illustration. The invested-instead figure is a hypothetical projection, not a promise.